There are many funeral insurance providers out there and the majority of them do have their premiums continue until claim time. So, if you live a great long life the total premiums paid can add up. Pinnacle Life, however, are one of the few exceptions as they have a policy benefit where you only pay until age 85 and then cover continues for free after that. AA have the same but at age 90. Read More
If you are aged 30 to 85 you can obtain funeral insurance regardless of your current or previous health issues. No medical questions asked or check-up required.
With most funeral covers the standard premiums never increase as you age. Some insurers are currently offering promotional discounts for the first 12 or 24 months after which premiums revert to standard.
Our service is totally free to you. The premiums quoted are never more than you would pay if you contacted the insurer directly.
All insurers aim to pay very quickly after receiving proven notification of death, usually anywhere from 1-3 days.
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We can only speak for the cover levels our own clients have applied for. Of the last 100 sales we have had 34 choose $10000 and 31 choose $7500 so these are the most common individual sum insured's by a long way. A further 27 took covers ranging between $12500 and $25000 and just 8 took $5000 cover. Read More
The Insurance Helpline is a New Zealand owned and operated service with highly experienced and appropriately registered Insurance Brokers here to help you with your questions, particularly in regards to NZ Funeral Insurance.