Compare the best funeral cover insurance available in NZ right here
We are experts in New Zealand funeral cover and we have access to a large number of excellent funeral insurance plans, we are sure one of which is bound to meet all your requirements.Our number one priority is to compare best funeral cover in New Zealand all in one place so you do not have to run around dozens of sites.
Some of the top funeral insurance covers include Cigna Funeral Insurance, AA Funeral Cover, Pinnacle Life Funeral, Fidelity Life Funeral Fund, Greenwich Life Funeral Cover and others provided by Partner Life, AMI Insurance, State Insurance, AMI Insurance amongst others.
Funeral Cover is an ideal option to ensure cash to meet your funeral expenses is readily available. This removes one extra stress on your loves ones by not having to meet the potentially large costs at any already difficult time.
Funeral plans are available to those aged 16-85. Cover amounts range from $5000 to $30000 generally. Funeral Insurance NZ acceptance is guaranteed and just as good the premiums are fixed for the entire of your policy. The claims are paid out as a cash amount tax free to your chosen beneficiary within 24-48 hours of all necessary evidence being provided to support the claim.
Here is an easy to follow guide to Funeral Cover NZ
Some of the most highly regarded funeral plans in NZ include;
Read some commonly asked funeral cover NZ questions & answers
Q. Do funeral cover premiums rise every year?
A. Premiums are usually fixed at the time of the policy issue; they do not rise yearly based on age. Some insurers, who we do not act for, say premiums ‘may’ increase their premiums if their claims history goes sour (please avoid these cover!) Don’t worry we will never recommend them.
Q. What can the funeral plan claim proceeds be used on?
A. It can be used for absolutely any purpose! Your claim is paid our as a cash amount tax free so your nominated person can use for any funeral expense
Q. What are the most regularly asked for funeral insurance cover amounts?
A. Based on applications received from our customers approximately 40% are for $7500 and nearly 35% are for $10000 cover
Q. Can I arrange for funeral cover on behalf of my mum and dad?
A. You can definitely assist them with nearly anything but your parents would need to be present to tick / sign the online application or to sign an application form. You can be the nominated person to receive the claim proceeds and you can the premium payments.
If you would like to read some more funeral plan FAQ’s click here
What is the typical cost of a NZ funeral?
Some insurance websites get themselves in a difficult position with regulators by suggesting the likely costs of a NZ funeral. We do not go there and we leave it to you discuss your personal requirements with a local funeral director.
They are the only experts who can give an accurate ideal of funeral costs. We can say, however, that our own clients typically chose either $7500 or $10000 for their cover.
How do they calculate funeral cover NZ premiums and what payment methods exist?
How much does it cost for funeral insurance?
Here are some monthly
premium examples (for non-smokers and correct as at 9/5/2018)
Here is a real life example of how funeral insurance helped a customer
Our client, from a Samoan family from Auckland, arranged a funeral cover for the father. Sometime earlier his mother had passed away with no funeral cover. The costs for the funeral had placed a big financial pressure on the whole family.
Funeral Insurance for the father was obtained for $25000 as they knew that a number of family members from would travel from Samoa and they would need to assist with their airfares as well as paying for the funeral costs. A group of the extended family members all agreed to make payment towards the premiums to make it more affordable.
Some years on we heard the father had died. The funeral cover, had apparently covered all the costs and the family was very pleased to have had the funeral plan in place.
Some information about Funeral Cover NZ claim payments
The idea of funeral cover is that it is meant to be simple. From guaranteed acceptance, fixed for life premiums, one page application forms right through to the claim settlement it is straightforward. We can vouch for that. This is the simplest insurance type there is.
At the time you arrange the funeral insurance you will chose a beneficiary. When you pass away the sum insured will be paid to that person as a cash payment, tax free.
The claim money is typically paid out within 24-48 hours of required proof of your passing; often this by way of a death certificate or sometimes a document from your Specialist will be acceptable.
Here are some other things about funeral insurance that you might be interested in?
If you would like our help to arrange funeral insurance we would be happy to help. Ours is a free and no obligation service. Also, any funeral cover premiums we quote are guaranteed the same as if you contact any of the funeral insurers direct.
Paul Woollams is our main funeral cover expert. Paul has worked in senior insurance roles for 25 plus years so his wealth of experience, especially in respect of funeral insurance, is invaluable.
We can help days, nights or weekends. Please contact us anytime.lick here to edit text