Who gets paid the funeral insurance money when I pass away?

Posted on 17 December, 2017 at 19:20

At the time you apply for your funeral insurance you will nominate who is to be paid when the time comes. This person will typically be your spouse, close family member or trusted friend. They will be the ones who are paid the sum insured so make sure they know about the insurance and have a copy on file.

You can also alter the beneficiary at any time in the future if your circumstances alter.

While it is nothing to do with the insurance we do find that at the same time as arranging the cover our clients tend to take the opportunity to discuss with the beneficiary what they would like to happen in terms of their own funeral arrangements. This does sound like a good sensible one-off discussion to have so that you know your intentions will be adhered to.

Paul Woollams, Funeral Insurance Helpline