Premiums never increase

With most funeral covers the standard premiums never increase as you age. Some insurers are currently offering promotional discounts for the first 12 or 24 months after which premiums revert to standard. So apart from these situations where a promotional discount is removed after a certain time you should not to expect your funeral cover premium to increase. It is set at the time the policy is issued based on your current age, smoker status and sex. This is what is known as fixed, level or set premiums.

There are some insurers who have premiums that cease at a certain age while others have the premiums continue until claim time. When you complete our online enquiry form we will advise full details of which insurers include the payment cease option.

The only exception to the premium increase situation is if there are new government legislations, ie a new tax, that would affect this type of insurance.

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